Best Of The Web For Smart People – June 2016

“The Best Of The Web Series” is my monthly roundup of posts for smart people who want to get ahead in life. I’m going to share articles from only the best and most successful bloggers on the net that are worth reading.

I do this because the web looks like a jungle making it hard to find valuable content that can impact our lives.

In average, to read an article thoroughly takes between 5-10 minutes and guess what, most of the time the article is a complete waste of time. Not only that but reading poor quality articles will confuse instead than helping you to improve in life.

You better spend more quality time with family, making more money or follow your hobbies.

I’m doing all the heavy lifting for you, and the monthly roundup of posts focus on:

• Self Improvement; Inspirational, Personal Development. Educational, Productivity.
• Money; Investments, Passive Income, Stock Market, Financial Tips, Savings.
• Online Business; Blogging, Tools, How To Make Money, Passive Income.

You can read all the monthly roundup of post series here. Just bookmark the page and come back every first week of the month while having breakfast.

NOTE; Please let me know for any great posts you think should be included in the “Best Of The Web Series”. Let’s share the knowledge.

ON SELF IMPROVEMENT

How much is your job really costing you?
Steve – Think Save Retire

Steve is working hard to retire early, after all “Why to work more than necessary?”

I published his article offering a great inside about real wages. Something that will help you to decide which job offer to accept next.

As you’ll read, it isn’t only about hourly wage and benefits, but the cost involves to perform that type of work. The usual are car cost, chill out costs, luncehs with the coworker and the list go on.

ON MONEY

How To Create Intergenerational Wealth
Sure Dividend

It’s rare to find on the web an article so profound in the long term investing concept. This article opened my mind on the benefit to invest for the long term, in this case, intergenerational wealth.

The author gives clear instruction where to put money for the long-term by investing in:

~ Great businesses

~ With strong and durable competitive advantages

~ And attractive total return potential

I think you can benefit as well by understanding the effect of compounding over an extensive investment period of time.

The reality is, our investment horizon is limited to a few month or years in most cases. In today world, everyone wants to make money fast, let alone to invest with 30 years perspective.

What about create your wealth plan and passing down to your children and grandchildren?

Imagine this, a US$10,000 invested for 30 years at an average compounding return of 9% becomes US$132,677 after 30 years. Hold for 100 years and become US$55.2 million. 

Imagine your worth today if your grandfather would have put away for you a small amount of money 100 years ago.

The Inefficiency of US Dividends for Expat Growth Investors
Dan Clarke

Dan is an expatriate born in the UK and now working in Dubai where he is living a 0% TAX lifestyle. Like most of the others middle east countries, there aren’t any taxes for personal and businesses.

I worked in Dubai 4 years, and the tax-free life is sweet plus cars and petrol are super cheap.

Dan wrote this article focusing on expatriate living and working abroad in low or tax-free countries and advises not to invest directly in US investments for the heavy TAX penalties, 30% for dividends and 40% for Estate Taxes. Learn More

When Bonds Are Riskier Than Stocks
Early Retirement Now

A new blog with solid posts into the personal finance world. The author plans to retire in 2018.  He shares his journey with solid research and charts which offer an easy understanding of the otherwise complicated subject.

I found interesting this article compiling data for the last 140 years on Treasury bonds and stocks.

He explains an interesting new way to look at risks associated with bond and stocks, choosing to invest in the latter as a safer ROI in the long term.

It might sound strange to hear stocks are safer than bonds, but after reading this article, you’ll change your opinion forward.

As per the writer, the next cycle for bonds is bearish. So, if you’re retired and expect your portfolio loaded with bonds to sustain your retirement, think again.

What I like the most, the author brought in some solid data about bond cycles which I’ve found useful to think about my current portfolio strategy for the next few years.

I use cycles to plan out my investment strategy which improves returns. You can get a closer look at “Trading Strategy; How to profit from stock movements” to learn how to profit from cycles.

My Best Ideas – Gold, Silver, and Lithium
FI Fighter

FI Fighter takes a different approach to the usual investing strategies. He doesn’t stick to the dividend mantra, or average dollar technique or buy and hold forever theory.

He actively analyzes markets and cycles, create a strategy and go for it. At the moment FI Fighter is focusing on the precious material, mining companies and looking into the alternative energy sector.

In this article, he explains his holding large holding position in gold and reasons keep him away from blue-chip and high dividend stocks.

I think FI Fighter has some strong fundamental points on the current financial situation, and he is in the right direction to pick the next boom sector.

ON ONLINE BUSINESS

Blogger Outreach: How to Get Influencers to Promote Your Content for Free
Brian Den – Back Linko

Brian Den is an expert in online marketing and cover useful topics to grow your blog. You can read more about here.

In this guest post Brian put together an informative mini guide to outreach influencers people and get them to comment on your blog, share your articles and why not, have a permanent link in their resources page. Read More

Have any favorites that you’d like to see included in next “Best Of  The Web Series”? Share in the comments below or send me an email to rudy@smartmoneytoday.com

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